Alcohol Rehab Costs Explained
The cost of various alcohol treatment programs varies depending on the services required. The issue occurs due to a complex interaction between environment, opportunity, and genetics, and it can occasionally evolve so slowly that it is difficult to follow.
17.6 million Americans, or one in every 12 adults, according to the National Council on Alcoholism and Drug Dependence, deal with alcohol addiction or dependence.
One short drink with coworkers turns into three or four before night. Drinking during lunch has replaced drinking at dinner. Then comes the want to have a drink at breakfast. Some people feel they must continually drink to control their appetites. Otherwise, they risk getting sick.
Each alcoholic has a unique personal story to share. There are no two alcoholics who are exactly alike. According to a study published in the Journal of Studies on Alcohol and Drugs, there are four distinct forms of alcoholism. They vary regarding when they appear, the symptoms‘ severity, and the suggested course of therapy.
Even though there are numerous types of alcoholism and alcohol-dependent people, one thing is constant: alcoholism recovery requires medical care. Due to their multiple illness pathways, these people will need a variety of treatment approaches, each of which has a different cost.
Here is a breakdown of typical costs for various components that might or might not be included in a program for treating alcoholism.
Treatment Price Varies
Experts offer their opinions on the spectrum of costs associated with alcoholism treatment and how to get assistance with them.
The topic of how much money you should budget for alcohol recovery has no single solution. Alcoholism treatment varies in price depending on the
- Program type
- Treatment duration
- geographical area
- Services provided
Treatment for drug and alcohol abuse can be expensive. Depending on the procedure and the facility, the price might range from $2,000 to $25,000.
- A 30-day drug detox costs $250–$800 per day.
- $ 1,400 to $10,000 for three months of outpatient therapy
- A 30-day intensive outpatient program costs between $3,000 and $10,000.
- Depending on your stay, residential treatment costs can range from $5,000 to $80,000.
Even while the expense of care for alcohol addiction may seem prohibitive, there are methods to find a way to pay for the care you require.
Care Levels for Addiction Treatment
A range of institutions and care levels are offered for addiction therapy. Addiction necessitates flexible treatments due to its complex nature. Multiple levels of care allow all addicts to receive the specific care they need. Depending on the service you get, rehab costs can vary.
Residential Personalized Treatment
Inpatient or residential programs provide intensive care for people with severe addiction. Participants in these programs live in the institution during their therapy. Programs may last 30 to 90 days, depending on the client’s needs. Inpatient residential therapy is the most expensive option because you must also pay for meals, accommodation, utilities, medical and psychiatric care, and round-the-clock supervision.
Inpatient therapy is frequently the more expensive of the two types of healing (or residential care). It would help if you also simulated “moving in” to the facility permanently while undergoing therapy. You’ll be deviating from your regular schedule.
The rigorous nature of inpatient therapy minimizes extraneous distractions. You are always using healing methods to try to save your life. Inpatient therapy offers round-the-clock medical care while you detox and recover and is frequently reserved for people with severe addictions.
Outpatient services are available to those with mild to moderate substance use disorders. Outpatient therapy is the strategy that can be modified the most. Participants in outpatient programs can carry on with their studies, jobs, or domestic responsibilities. The Recovery Team offers outpatient rehab, the least expensive type of care, and often entails many hours of therapy daily.
You have additional alternatives for your rehabilitation process with partial hospitalization and outpatient therapy. You can maintain a normal lifestyle and rebuild ties with your family while receiving treatment for less severe addictions. One technique to help is to form social groups with people who can relate to your situation.
If you decide to receive outpatient therapy because it is less expensive, you can return home once your rehabilitation sessions for the day are done. The schedules often call for 10 to 12 hours weekly in the rehabilitation facility.
With the assistance of either kind of rehab, you can achieve and keep sobriety. Studies show that none has been more effective than the other.
A middle ground between inpatient and outpatient therapy is provided by partial hospitalization programs (PHP), also referred to as day treatment programs. In a partial schedule, participants are permitted to attend treatment for several hours each day but are free to leave at the end of the day.
You will be assessed by a medical expert or addiction specialist to determine the level of care you require.
The cost of rehab depends on the patient’s individual needs, recovery, and addiction:
- The minimum stay period
- Therapy Approach
- the level of care required
- Specific aspects of a rehab center for drug abuse
The kind of recovery program you decide to enroll in will affect the expense of your addiction therapy.
The rehab cost varies depending on the type of program and your individual needs. The price of addiction treatment can often range from $5,000 to $80,000 for 30 days of inpatient care; however, these costs may vary significantly.
Compared to inpatient care, outpatient rehabilitation is significantly less expensive because you do not reside at the treatment center and attend fewer activities and sessions.
If you add medical detox or residential care, you may need to budget $500–650 each day out of pocket. In contrast to partial hospitalization, which might cost $350-450 per day, outpatient care can cost $250–350 per day. It is always advised to check your insurance coverage to confirm what services and how much they are covered.
Cost of Addiction Treatment
Numerous variables affect the cost of addiction treatment. They include the following:
Care level: Inpatient and residential treatment programs are more expensive than outpatient ones.
Location: Depending on where you reside, the price of therapy may vary. The location’s variable cost is affected by the number of facilities, how simple it is to obtain services, and the cost of providing care.
Services: Depending on the services offered, the price of addiction therapy may change. The cost of facilities that provide medical care, mental health services, or other additional services may be more than that of more basic facilities that do not.
The Cost of Treatment
Some people decide against going to rehab because of the high costs or lack of insurance, but there are payment and treatment options you may look into to make recovery affordable.
Insurance Covers The Costs of Rehabilitation
The Affordable Care Act requires insurance companies to cover the expenses of addiction and mental health treatment. Those with health insurance may be able to cover some medical care costs. However, insurance plans vary greatly. Reviewing every detail of your strategy is essential before beginning therapy.
The necessary help is still available, even for people without insurance or whose plan doesn’t cover their medical costs. With the use of payment plans offered by treatment facilities, the cost of therapy can be spread out over a year or more. They can also be eligible for grants or scholarships for addiction therapy.
Several essential healthcare organizations cover rehab:
- Blue Cross and Blue Shield
- Health Partners
The coverage will depend on the specifics of your policy and the kind of care you require. However, several variables could influence your eligibility for rehab insurance:
- Type of insurance plan
- Medicines required
- Type of Therapy
- Where the rehab facility is located
- Amount of necessary care
You can talk directly with your healthcare insurance provider to know more about your insurance coverage.
The 2010 Health Insurance Act (ACA)
The Affordable Care Act (ACA) supports mental health and substance use disorders. Although the ACA may not cover all forms of rehab treatment facilities, access to substance abuse treatment and mental health therapies is comparable to those of surgical and medical procedures.
Money for Drug Rehabilitation
There are several advantages to considering using one of the financing alternatives offered by many treatment clinics to pay for your recovery:
- You want to visit a rehab facility that doesn’t take insurance.
- You want to go to a facility, not in the network.
- Less is better when it comes to your copayments.
You can choose the rehabilitation center that best meets your needs if you finance your treatment. The facility puts your comfort first. Therefore financing is a great alternative when payment options are offered to fit your specific budget.
Remember that not all treatment centers provide financing options, so ask about their specific payment arrangements before choosing.
Medicare and Medicaid
If you don’t have insurance, you might be able to use Medicare or Medicaid to pay the expenses. Medicare is a federal insurance program (insurance company) that may be able to cover the price of treatment if you meet specific criteria, such as being over 65 or disabled.
Medicaid is a state-specific program supported by federal, state, and local governments. Low-income people might receive health insurance based on their family size and income. Anyone can receive healthcare assistance through Medicaid.
You can get the medical insurance you need to attend rehab with any option.
Getting a home equity loan may be another option if you don’t have insurance to cover the costs of your renovations. Banks might be more inclined to provide you with a home equity loan because your house is being used as collateral. Because they pose less risk, your chances of receiving a home equity loan are higher. Loan interest rates will be lower than credit cards and other loan interest rates.
Most of the categories and the best portions of what we deserve at the right corner make sense of the recommendation at its peak. Whatever might be in the ordinary sense of the right corner for the alcoholic persons.
It can be advantageous to pay for therapy with credit cards. Even if the interest rates could be astronomical, you might have no choice if you don’t have many other options. If your credit is good, apply for a new card with a low introductory rate so you can finance your recovery without paying interest.
Family and Friends
If you lack insurance or are not eligible for other forms of financial aid, a viable choice is to ask your friends and family for a loan. Make sure to clearly explain the loan’s purpose and set up a payment schedule so that they can aid in your rehabilitation.
Friends and family should focus on expressing genuine care for you and your wish to stop drinking, despite their initial reluctance. You can let them know that they can pay the treatment institution directly.
The Value of Addiction Treatment
When many people worry about how to pay for recovery, it’s essential to consider the actual costs of living with addiction.
The first is the cash you spend on alcohol or illegal drugs. The average expense of addiction is financial. Then think about the time and work you put into getting, using, and quitting drugs or alcohol. Please consider how it influences your relationships and keeps you from living the fulfilling life you deserve.
Due to its long-term impacts, wasted chances, and loss of memories, addiction is expensive. When you contemplate what addiction takes away, you may conclude that you can no longer afford to delay treatment for another person.